White Papers & Reports

	Seeing Sludge: Towards a Dashboard to Help Organizations Recognize Impedance to End-User Decisions and Action by Dilip Soman, Daniel Cowen, Niketana Kannan, and Bing Feng
	Why Do People Fail to Act on Financial Plans? A Behavioural Lens on Financial Planning by Bing Feng, Erica Singer, Gina Kim, Patrick Rooney, Dilip Soman and Melanie Kim
	The Short-Termism Challenge: How Can Organizations Become More Long-Term Oriented? by Jaimie Holland, Lauren Hwang, Dilip Soman, and Kim Ly
	How Should Organizations Best Embed and Harness Behavioural Insights? A Playbook by Bing Feng, Jima Oyunsuren, Mykyta Tymko, Melanie Kim, and Dilip Soman
	Encouraging Long-Term Thinking by Organizations Making Investment Decisions by Lauren Hwang, Caroline Jiang, Shreya Pathak, Shamim Shabani, Kim Ly, and Dilip Soman
	Electric Vehicles: Plugging in with Behavioural Insights by Mohsin Bin Latheef, Patrick Rooney, and Dilip Soman
	Human Behaviour and the Life Insurance Application Journey by Jane Poon, Melanie Kim, Patrick Rooney, and Lu Han
	Effectiveness of Repeated Implementation Intention-Interventions on Organizations' Likelihood to File their Overdue Taxes by Julian House, Nicole Robitaille, and Nina Mazar
	Policy by Design: The Dawn of Behaviourally-Informed Government by Katie Chen, Neil Bendle, and Dilip Soman
	A Behavioural Lens on Transportation Systems: The Psychology of Commuter Behaviour and Transportation Choices by Kim Ly, Saurabh Sati, and Erica Singer
	Applying Findings from Financial Literacy to Encourage Responsible Gambling by Rohitash Hurla, Melanie Kim, Erica Singer, and Dilip Soman Using findings from financial literacy research and behavioural insights, we propose three sets of evidence-based recommendations aimed at encouraging responsible gambling behaviours.
	Financial Behaviour Online: It's Different! by Jessica An, Melanie Kim, and Dilip Soman How does the consumption of financial information differ online as opposed to offline? To answer this question, we review relevant research in behavioural sciences to better understand consumer decision-making online.
	Richard Thaler on Misbehaving A transcript of the event featuring Richard Thaler on May 2016
	Improving Financial Inclusion and Wellbeing by Emita Latif, Kim Ly, Omkar Chetty, and Dilip Soman
	A Behavioural Lens on Consumer Privacy by Melanie Kim, Kim Ly, and Dilip Soman This report presents behavioural biases that contribute to the problem of online privacy and identifies behaviourally informed solutions that can best safeguard consumer interests online.
	Consumer Implications of MPayments by SiLu Liu, Yue Zhuo, Dilip Soman and Min Zhao
	The Trouble With Consumer Credit – Literacy Considerations and Policy Implications by Dilip Soman

Please visit the How-To Guides page to find our publications that inform practitioners on how to apply behavioural insights to their practice